Jan Aushadi Yojana

<p> </p><p class="MsoNormal"><span style="background: #F9F9F9; color: #2f2f2f; font-family: "Arial","sans-serif"; font-size: 10.5pt; line-height: 107%;">Jan Aushadi Yojana</span><o:p></o:p></p><p class="MsoNormal"></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg3AjhtFHKgS09TJu5IU2Nt7w4YhVHUdf_yOl8JsLNGLIMQ7EJeUyiz1cg0dTNNvA7iIwkUgjv9yW8W1suS0v3yrDd3MdWsYbIE-9B5RElSib4M0S4UPatTbis61NPkF961iIdN_MAf1X8/s800/janaushadhi.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="448" data-original-width="800" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg3AjhtFHKgS09TJu5IU2Nt7w4YhVHUdf_yOl8JsLNGLIMQ7EJeUyiz1cg0dTNNvA7iIwkUgjv9yW8W1suS0v3yrDd3MdWsYbIE-9B5RElSib4M0S4UPatTbis61NPkF961iIdN_MAf1X8/s640/janaushadhi.jpg" width="640" /></a></div><span style="background: #F9F9F9; color: #2f2f2f; font-family: "Arial","sans-serif"; font-size: 10.5pt; line-height: 107%;"><br /></span><p></p> <p class="MsoNormal">INTRODUCTION<o:p></o:p></p> <p class="MsoNormal">With a view to achieve the objective of making available quality generic medicines at affordable prices to all, „Jan Aushadhi Scheme‟ was launched by the Department of Pharmaceuticals, Ministry of Chemicals & Fertilizers, and Government of India in November, 2008 across the country. The Scheme is being implemented through the Bureau of Pharma PSUs of India (BPPI), under the administrative control of the Department of Pharmaceuticals, Ministry of Chemicals & Fertilizers, and Government of India.<o:p></o:p></p> <p class="MsoNormal">In September 2015, the „Jan Aushadhi Scheme‟ was revamped as „Pradhan Mantri Jan Aushadhi Yojana‟ (PMJAY). In November, 2016, to give further impetus to the scheme, it was again renamed as “Pradhan Mantri Bhartiya Janaushadhi Pariyojana” (PMBJP).Accordingly, 'ensuring availability of quality medicines at affordable prices to all', has been a key objective of the Government.<o:p></o:p></p> <p class="MsoNormal">The Salient features of the Jan Aushadhi Scheme are:<o:p></o:p></p> <p class="MsoNormal">i. Making quality medicines available at affordable prices for all, particularly for the the poor and disadvantaged, through specialized outlets called the Jan Aushadhi Stores (JAS).<o:p></o:p></p> <p class="MsoNormal">ii. Provision of built up space for JAS in district hospitals by the State Governments<o:p></o:p></p> <p class="MsoNormal">iii. Operation of JAS by the State Government nominated Operating Agencies like NGOs, Charitable Organizations and public societies like the Red Cross Society and Rogi Kalyan Samitis, constituted for the purpose<o:p></o:p></p> <p class="MsoNormal">iv. Meeting the operational expenditure from the trade margins admissible for the medicines.<o:p></o:p></p> <p class="MsoNormal">v. Supply of the generic medicines in the first instance by the Central Pharma PSUs so as to ensure both quality and timely supply. However, wherever required, medicines could be sourced from quality small and medium-sized enterprises (SMEs) units.<o:p></o:p></p> <p class="MsoNormal">vi. To ensure prescription of generic medicines by the Government doctors with proactive support from the State Governments. The Key objectives of Jan Aushadhi Scheme are:<o:p></o:p></p> <p class="MsoNormal">i. To make quality the hallmark of medicines by ensuring supplies from the Central Public Sector Undertaking (CPSUs) and also through other Public Sector Undertaking (PSUs) and Good manufacturing practices (GMP) compliant manufacturers in the private sector.<o:p></o:p></p> <p class="MsoNormal">ii. Extend coverage of quality generic medicines, which would reduce and thereby redefine the unit cost of treatment per person.<o:p></o:p></p> <p class="MsoNormal">iii. Provide access to any prescription drug or Over the Counter (OTC) drug in all therapeutic categories as generic equivalents, which is not to be restricted to the beneficiaries of Public Health System alone but also to serve others.<o:p></o:p></p> <p class="MsoNormal">iv. Create awareness through education and publicity that quality is not synonymous with high price<o:p></o:p></p> <p class="MsoNormal">v. Create a demand for generic medicines “By All for All” by improving access to better healthcare through low treatment costs.<o:p></o:p></p> <p class="MsoNormal">vi. Involve State governments, Central Government, Public Sector Enterprises, and Private Sector, NGOs, Cooperative bodies and other institutions since it is a public welfare programme.<o:p></o:p></p> <p class="MsoNormal">vii. Develop a model which can be replicated in other countries of the world, in pursuit of their common goal of achieving affordable quality health care.<o:p></o:p></p> <p class="MsoNormal"><o:p> </o:p></p> <p class="MsoNormal">Benefits of the Jan Aushadhi Scheme Campaign<o:p></o:p></p> <p class="MsoNormal">The Jan Aushadhi initiative makes available quality drugs at affordable prices through dedicated stores selling generic medicines which are available at lesser prices but are equivalent in quality and efficacy as expensive branded drugs. Some comparative advantages are:<o:p></o:p></p> <p class="MsoNormal">i. Promote greater awareness about cost-effective drugs and their prescription.<o:p></o:p></p> <p class="MsoNormal">ii. Make available unbranded quality generic medicines at affordable prices through public-private partnership.<o:p></o:p></p> <p class="MsoNormal">iii. Encourage doctors, more specifically in government hospitals, to prescribe generic medicines.<o:p></o:p></p> <p class="MsoNormal">iv. Enable substantial savings in health care, more particularly in the case of poor patients, and those suffering from chronic ailments, requiring long periods of drug use.<o:p></o:p></p> <p class="MsoNormal">GOVERNMENT ACTION AND ACHIEVEMENT OF THE SCHEME<o:p></o:p></p> <p class="MsoNormal">At present 1253 Jan Aushadhi Stores/ Kendras have been opened across the country which are covering 29 States/UTs and 419 Districts till 30th April, 2017 (provided in Annexure I & II).<o:p></o:p></p> <p class="MsoNormal">For opening PMBJP2 Kendras in Government Hospitals / Medical College premises, one-time financial assistance up to Rs. 2.50 lakh is provided as per the details given below:<o:p></o:p></p> <p class="MsoNormal">(i) Rs. 1 lakh reimbursement of furniture and fixtures.<o:p></o:p></p> <p class="MsoNormal">(ii) Rs. 1 lakh by way of free medicines in the beginning.<o:p></o:p></p> <p class="MsoNormal">(iii) Rs. 0.50 lakh as reimbursement for computer, internet, printer, scanner,<o:p></o:p></p>

Jan Aushadi Yojana

  Jan Aushadi Yojana INTRODUCTION With a view to achieve the objective of making available quality generic medicines at affordable price...

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Krishi Sinchayee Yojana

<p>Har Khet ko Pani “Prime Minister Krishi Sinchayee Yojana”</p><p class="MsoNormal"><o:p></o:p></p> <p class="MsoNormal"><o:p> </o:p></p> <p class="MsoNormal">Government of India is committed to accord high priority to water conservation and its management. To this effect Pradhan Mantri Krishi Sinchayee Yojana (PMKSY) has been formulated with the vision of extending the coverage of irrigation ‘Har Khet ko pani’ and improving water use efficiency ‘More crop per drop' in a focused manner with end to end solution on source creation, distribution, management, field application and extension activities. The Cabinet Committee on Economic Affairs chaired by Hon’ble Prime Minister has accorded approval of Pradhan Mantri Krishi Sinchayee Yojana (PMKSY) in its meeting held on 1st July, 2015.<o:p></o:p></p> <p class="MsoNormal"><o:p> </o:p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjw1GlINVBqQDaI7oU8oNYAhDOu7KY4eHimn4vnMa8Ph4PNr-VwPURp5n-L8Qg8A1sU1v4hehYUYa48Qwjui1Xg1uchniFEsqG8UQ3DnrFWBYLei6fmgK2h0xavBuVPSCc20ZVQmx4P_9I/s1200/pmksy.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1200" data-original-width="1200" height="640" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjw1GlINVBqQDaI7oU8oNYAhDOu7KY4eHimn4vnMa8Ph4PNr-VwPURp5n-L8Qg8A1sU1v4hehYUYa48Qwjui1Xg1uchniFEsqG8UQ3DnrFWBYLei6fmgK2h0xavBuVPSCc20ZVQmx4P_9I/s640/pmksy.jpg" /></a></div><p></p> <p class="MsoNormal">PMKSY has been formulated amalgamating ongoing schemes viz. Accelerated Irrigation Benefit Programme (AIBP) of the Ministry of Water Resources, River Development & Ganga Rejuvenation (MoWR,RD&GR), Integrated Watershed Management Programme (IWMP) of Department of Land Resources (DoLR) and the On Farm Water Management (OFWM) of Department of Agriculture and Cooperation (DAC). PMKSY has been approved for implementation across the country with an outlay of Rs. 50,000 crore in The major objective of PMKSY is to achieve convergence of investments in irrigation at the field level, expand cultivable area under assured irrigation, improve on-farm water use efficiency to reduce wastage of water, enhance the adoption of precision-irrigation and other water saving technologies (More crop per drop), enhance recharge of aquifers and introduce sustainable water conservation practices by exploring the feasibility of reusing treated municipal waste water for peri-urban agriculture and attract greater private investment in precision irrigation system.<o:p></o:p></p> <p class="MsoNormal"><o:p> </o:p></p> <p class="MsoNormal">PMKSY has been conceived amalgamating ongoing schemes viz. Accelerated Irrigation Benefit Programme (AIBP) of the Ministry of Water Resources, River Development & Ganga Rejuvenation (MoWR,RD&GR), Integrated Watershed Management Programme (IWMP) of Department of Land Resources (DoLR) and the On Farm Water Management (OFWM) of Department of Agriculture and Cooperation (DAC). The scheme will be implemented by Ministries of Agriculture, Water Resources and Rural Development. Ministry of Rural Development is to mainly undertake rain water conservation, construction of farm pond, water harvesting structures, small check dams and contour bunding etc. MoWR, RD &GR, is to undertake various measures for creation of assured irrigation source, construction of diversion canals, field channels, water diversion/lift irrigation, including development of water distribution systems. Ministry of Agriculture will promote efficient water conveyance and precision water application devices like drips, sprinklers, pivots, rain-guns in the farm “(Jal Sinchan)”, construction of micro-irrigation structures to supplement source creation activities, extension activities for promotion of scientific moisture conservation and agronomic measures<o:p></o:p></p> <p class="MsoNormal"><o:p> </o:p></p> <p class="MsoNormal">Programme architecture of PMKSY will be to adopt a ‘decentralized State level planning and projectised execution’ structure that will allow States to draw up their own irrigation development plans based on District Irrigation Plan (DIP) and State Irrigation Plan (SIP). It will be operative as convergence platform for all water sector activities including drinking water & sanitation, MGNREGA, application of science & technology etc. through comprehensive plan. State Level Sanctioning Committee (SLSC) chaired by the Chief Secretary of the State will be vested with the authority to oversee its implementation and sanction projects.<o:p></o:p></p> <p class="MsoNormal"><o:p> </o:p></p> <p class="MsoNormal">The programme will be supervised and monitored by an Inter-Ministerial National Steering Committee (NSC) will be constituted under the Chairmanship of Prime Minister with Union Ministers from concerned Ministries. A National Executive Committee (NEC) will be constituted under the Chairmanship of Vice Chairman, NITI Aayog to oversee programme implementation, allocation of resources, inter ministerial coordination, monitoring & performance assessment, addressing administrative issues etc. five years. For 2015-16, an outlay of Rs.5300 crore has been<o:p></o:p></p> <p class="MsoNormal">The major objective of PMKSY is to achieve convergence of investments in irrigation at the field level, expand cultivable area under assured irrigation, improve on-farm water use efficiency to reduce wastage of water, enhance the adoption of precision-irrigation and other water saving technologies (More crop per drop), enhance recharge of aquifers and introduce sustainable water conservation practices by exploring the feasibility of reusing treated municipal waste water for peri-urban agriculture and attract greater private investment in precision irrigation system.<o:p></o:p></p> <p class="MsoNormal"><o:p> </o:p></p> <p class="MsoNormal">PMKSY has been conceived amalgamating ongoing schemes viz. Accelerated Irrigation Benefit Programme (AIBP) of the Ministry of Water Resources, River Development & Ganga Rejuvenation (MoWR,RD&GR), Integrated Watershed Management Programme (IWMP) of Department of Land Resources (DoLR) and the On Farm Water Management (OFWM) of Department of Agriculture and Cooperation (DAC). The scheme will be implemented by Ministries of Agriculture, Water Resources and Rural Development. Ministry of Rural Development is to mainly undertake rain water conservation, construction of farm pond, water harvesting structures, small check dams and contour bunding etc. MoWR, RD &GR, is to undertake various measures for creation of assured irrigation source, construction of diversion canals, field channels, water diversion/lift irrigation, including development of water distribution systems. Ministry of Agriculture will promote efficient water conveyance and precision water application devices like drips, sprinklers, pivots, rain-guns in the farm “(Jal Sinchan)”, construction of micro-irrigation structures to supplement source creation activities, extension activities for promotion of scientific moisture conservation and agronomic measures<o:p></o:p></p> <p class="MsoNormal"><o:p> </o:p></p> <p class="MsoNormal">Programme architecture of PMKSY will be to adopt a ‘decentralized State level planning and projectised execution’ structure that will allow States to draw up their own irrigation development plans based on District Irrigation Plan (DIP) and State Irrigation Plan (SIP). It will be operative as convergence platform for all water sector activities including drinking water & sanitation, MGNREGA, application of science & technology etc. through comprehensive plan. State Level Sanctioning Committee (SLSC) chaired by the Chief Secretary of the State will be vested with the authority to oversee its implementation and sanction projects.<o:p></o:p></p> <p class="MsoNormal"><o:p> </o:p></p> <p class="MsoNormal">The programme will be supervised and monitored by an Inter-Ministerial National Steering Committee (NSC) will be constituted under the Chairmanship of Prime Minister with Union Ministers from concerned Ministries. A National Executive Committee (NEC) will be constituted under the Chairmanship of Vice Chairman, NITI Aayog to oversee programme implementation, allocation of resources, inter ministerial coordination, monitoring & performance assessment, addressing administrative issues etc.<o:p></o:p></p> <p class="MsoNormal">The primary objectives of PMKSY are to attract investments in irrigation system at field level, develop and expand cultivable land in the country, enhance ranch water use in order to minimize wastage of water, enhance crop per drop by implementing water-saving technologies and precision irrigation. The plan additionally calls for bringing ministries, offices, organizations, research and financial institutions occupied with creation and recycling of water under one platform so that an exhaustive and holistic outlook of the whole water cycle is considered. The goal is to open the doors for optimal water budgeting in all sectors. Tagline for PMKSY is "more crop per drop".<o:p></o:p></p> <p class="MsoNormal"><o:p> </o:p></p> <p class="MsoNormal">The Integrated Watershed Management programme was subsumed into the current PMKSY on 26 October 2015. The core implementation activities of IWMP were unchanged and were as per the Common Guidelines 2008 (Revised 2011) of IWMP. Convergence with other Central and State Government schemes, remains the top of the agenda for the programme towards optimal and judicious utilization of financial resources. Action has also been taken to undertake Natural Resources Management activities by utilizing labour component of MGNREGS and to undertake some of the Entry Point Activities in convergence with Swachh Bharat Mission (Gramin).<o:p></o:p></p>

Krishi Sinchayee Yojana

Har Khet ko Pani “Prime Minister Krishi Sinchayee Yojana”   Government of India is committed to accord high priority to water conservati...

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Kaushal Vikas Yojana (PMKVY)

<p><span style="font-size: x-large;"> Pradhan Mantri Kaushal Vikas Yojana (PMKVY) is the flagship scheme of the Ministry of Skill Development & Entrepreneurship (MSDE) implemented by National Skill Development Corporation. The objective of this Skill Certification Scheme is to enable a large number of Indian youth to take up industry-relevant skill training that will help them in securing a better livelihood. Individuals with prior learning experience or skills will also be assessed and certified under Recognition of Prior Learning (RPL)</span>.</p><p class="MsoNormal"></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjDfeXoes_8XXoXSrUz9j9rOPlpq9RShxiQ_OY3PcyofF8-Fqdw4tZy6jqQ-Cdc_CQ4oLkU4NBxkJY8WyXPt3gp3xQ3Yrhv0jmTkdcvaAu7IF4WHIQrnw2_bwW9g5JzyvUpdJEcNUzT6RQ/s292/pmkvy.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="173" data-original-width="292" height="338" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjDfeXoes_8XXoXSrUz9j9rOPlpq9RShxiQ_OY3PcyofF8-Fqdw4tZy6jqQ-Cdc_CQ4oLkU4NBxkJY8WyXPt3gp3xQ3Yrhv0jmTkdcvaAu7IF4WHIQrnw2_bwW9g5JzyvUpdJEcNUzT6RQ/w570-h338/pmkvy.jpg" width="570" /></a></div><o:p></o:p><p></p> <p class="MsoNormal"><span style="font-size: x-large;">Pradhan Mantri Kaushal Vikas Yojana (PMKVY) is a skill development initiative scheme of the Government of India for recognition and standardisation of skills.<o:p></o:p></span></p> <p class="MsoNormal"><span style="font-size: x-large;">The aim of the pmkvy scheme is to encourage aptitude towards employable skills and to increase working efficiency of probable and existing daily wage earners, by giving monetary awards and rewards and by providing quality training to them. Average award amount per person has been kept as ₹8,000. Those wage earners already possessing a standard level of skill will be given recognition as per scheme and average award amount for them is ₹2000 to ₹2500. In the initial year, a target to distribute ₹15 billion has been laid down for the scheme. Training programmes have been worked out on the basis of National Occupational Standards (NOS) and qualification packs specifically developed in various sectors of skills. For this qualification plans and quality plans have been developed by various Sector Skill Councils (SSC) created with participation of Industries. National Skill Development Council (NSDC) has been made coordinating and driving agency for the same.<o:p></o:p></span></p> <p class="MsoNormal"><o:p><span style="font-size: x-large;"> </span></o:p></p> <p class="MsoNormal"><span style="font-size: x-large;">An outlay of ₹120 billion <span style="mso-spacerun: yes;"> </span>has been approved by the cabinet for this project. The scheme has a target to train 1 crore Indian youth from 2016-20. As of 18 July 2016, 17.93 lakh candidates were trained out of 18 lakh who enrolled for the scheme.</span><o:p></o:p></p>

Kaushal Vikas Yojana (PMKVY)

 Pradhan Mantri Kaushal Vikas Yojana (PMKVY) is the flagship scheme of the Ministry of Skill Development & Entrepreneurship (MSDE) imple...

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FASAL BIMA YOJANA (PMFBY)

<p> PRADHAN MANTRI FASAL BIMA YOJANA (PMFBY)</p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgZ_0spEVIsHKamc-AOrbaTznEaeDlNDIqhuVUc3bm2Po6doJByo0KyKuE_3PgvwtDt_u3Pjwv4eYC29Naowg1MUTFEQ18D9iW9kS50msORucWX-Xzmh1xSE5TqGb7Q2XRbBa-u4v5-B7E/s2048/Crop-Insurance-Online.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1024" data-original-width="2048" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgZ_0spEVIsHKamc-AOrbaTznEaeDlNDIqhuVUc3bm2Po6doJByo0KyKuE_3PgvwtDt_u3Pjwv4eYC29Naowg1MUTFEQ18D9iW9kS50msORucWX-Xzmh1xSE5TqGb7Q2XRbBa-u4v5-B7E/s640/Crop-Insurance-Online.jpg" width="640" /></a></div><p></p><p class="MsoNormal"><o:p></o:p></p> <p class="MsoNormal">OBJECTIVES:<o:p></o:p></p> <p class="MsoNormal">- To provide insurance coverage and financial support to the farmers in the event of failure of any of the notified crop as a result of natural calamities, pests & diseases.<o:p></o:p></p> <p class="MsoNormal">- To stabilise the income of farmers to ensure their continuance in farming.<o:p></o:p></p> <p class="MsoNormal">- To encourage farmers to adopt innovative and modern agricultural practices.<o:p></o:p></p> <p class="MsoNormal">- To ensure flow of credit to the agriculture sector.<o:p></o:p></p> <p class="MsoNormal"><span style="mso-spacerun: yes;"> </span>IMPLEMENTING AGENCY (IA):<o:p></o:p></p> <p class="MsoNormal">The Scheme shall be implemented through a multi-agency framework by selected insurance companies under the overall guidance & control of the Department of Agriculture, Cooperation & Farmers Welfare (DAC&FW), Ministry of Agriculture & Farmers Welfare (MoA&FW), Government of India (GOI) and the concerned State in co-ordination with various other agencies; viz Financial Institutions like Commercial Banks, Co-operative Banks, Regional Rural Banks and their regulatory bodies, Government Departments viz. Agriculture, Co-operation, Horticulture,Statistics, Revenue, Information/Science & Technology, Panchayati Raj etc. <o:p></o:p></p><p class="MsoNormal">Highlights of the scheme<o:p></o:p></p><p class="MsoNormal">There will be a uniform premium of only 2% to be paid by farmers for all Kharif crops and 1.5% for all Rabi crops. In case of annual commercial and horticultural crops, the premium to be paid by farmers will be only 5%. The premium rates to be paid by farmers are very low and balance premium will be paid by the Government to provide full insured amount to the farmers against crop loss on account of natural calamities.<o:p></o:p></p><p class="MsoNormal">There is no upper limit on Government subsidy. Even if balance premium is 90%, it will be borne by the Government.<o:p></o:p></p><p class="MsoNormal">Earlier, there was a provision of capping the premium rate which resulted in low claims being paid to farmers. This capping was done to limit Government outgo on the premium subsidy. This capping has now been removed and farmers will get claim against full sum insured without any reduction.<o:p></o:p></p><p class="MsoNormal">The use of technology will be encouraged to a great extent. Smart phones will be used to capture and upload data of crop cutting to reduce the delays in claim payment to farmers. Remote sensing will be used to reduce the number of crop cutting experiments.<o:p></o:p></p><p class="MsoNormal"> </p><p class="MsoNormal">PMFBY is a replacement scheme of  NAIS / MNAIS, there will be exemption from Service Tax liability of all the services involved in the implementation of the scheme. It is estimated that the new scheme will ensure about 75-80 per cent of subsidy for the farmers in insurance premium.<o:p></o:p></p><p class="MsoNormal">Apply-<a href="https://pmfby.gov.in/">https://pmfby.gov.in/</a></p> <p class="MsoNormal"><o:p></o:p></p>

FASAL BIMA YOJANA (PMFBY)

 PRADHAN MANTRI FASAL BIMA YOJANA (PMFBY) OBJECTIVES: - To provide insurance coverage and financial support to the farmers in the event ...

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Atal Pension Yojana

<p> Atal Pension Yojana-Govt's Pension scheme </p><p class="MsoNormal"><o:p></o:p></p><p class="MsoNormal"></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgh_FfSZ36i74AY9ewJiVDQX0wsidZFqKTnezNBux2-YWqLM__K5kUjMnV2qzWh4pfpDbaxbrQ0kl7FkE7VCY6633lEHyu4DBtNO4pDHBPj4glj_EytuanrmCZVGfPLXmJ7K2NXSOHbKGQ/s1080/apy.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="565" data-original-width="1080" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgh_FfSZ36i74AY9ewJiVDQX0wsidZFqKTnezNBux2-YWqLM__K5kUjMnV2qzWh4pfpDbaxbrQ0kl7FkE7VCY6633lEHyu4DBtNO4pDHBPj4glj_EytuanrmCZVGfPLXmJ7K2NXSOHbKGQ/s640/apy.jpg" width="640" /></a></div>The Government of India is extremely concerned about the old age income security of the working poor and is focused on encouraging and enabling them to join the National Pension System (NPS). To address the longevity risks among the workers in unorganised sector and to encourage the workers in unorganised sector to voluntarily save for their retirement, who constitute 88% of the total labour force of 47.29 crore as per the 66th Round of NSSO Survey of 2011-12, but do not have any formal pension provision, the Government had started the Swavalamban Scheme in 2010-11. However, coverage under Swavalamban Scheme is inadequate mainly due to lack of guaranteed pension benefits at the age of 60.<o:p></o:p><p></p> <p class="MsoNormal">GoI will also co-contribute 50% of the subscriber’s contribution or Rs. 1000 per annum, whichever is lower. Government co-contribution is available for those who are not covered by any Statutory Social Security Schemes and is not income tax payer.<o:p></o:p></p> <p class="MsoNormal">• GoI will co-contribute to each eligible subscriber, for a period of 5 years who joins the scheme between the period 1st June, 2015 to 31st December, 2015. The benefit of five years of government Co-contribution under APY would not exceed 5 years for all subscribers including migrated Swavalamban beneficiaries.<o:p></o:p></p> <p class="MsoNormal">• All bank account holders may join APY.<o:p></o:p></p> <p class="MsoNormal">Eligibility<o:p></o:p></p> <p class="MsoNormal">• APY is applicable to all citizen of India aged between 18-40 years.<o:p></o:p></p> <p class="MsoNormal">• Aadhaar will be the primary KYC. Aadhar and mobile number are recommended to be obtained from<o:p></o:p></p> <p class="MsoNormal">subscribers for the ease of operation of the scheme. If not available at the time of registration, Aadhar details may also be submitted later stage.<o:p></o:p></p> <p class="MsoNormal">APY aims to help unorganised sector workers save money for their old age while they are working and guarantees returns post retirement. Atal Pension Yojana is a periodic contribution based pension plan and promises a fixed pension of Rs 1000/ Rs 2000/ Rs 3000/ Rs 4000 or Rs 5000.<o:p></o:p></p> <p class="MsoNormal">The Atal Pension Yojana can be availed by all Indian citizens aged between 18 to 40 years. To have an APY account a person must have a saving account either with a bank or with post office of India. Any APY subscriber, who is 18-year-old, needs to contribute Rs 42 to Rs 210 per month.<o:p></o:p></p>

Atal Pension Yojana

 Atal Pension Yojana-Govt's Pension scheme  The Government of India is extremely concerned about the old age income security of the work...

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Suraksha Bima Yojana

<p> Pradhan Mantri Suraksha Bima Yojana:</p><p class="MsoNormal">An accident insurance scheme, PMSBY offers a one-year accidental death and disability cover, which can be renewed annually.</p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg-CQeh1GanshVzCZ-9J21Gt8pxoPytWRog7w38nRsPqkUy0fHwWnEUh7yNwW-NAFrGL9hNyg0y7eEhAnzNpA232tvUpsLIGvIddVFG6w6tIj0BRsBCvQwN6xBCOwKe0ue3wbu6cyPBmqI/s1554/financial-services-insure.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1183" data-original-width="1554" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg-CQeh1GanshVzCZ-9J21Gt8pxoPytWRog7w38nRsPqkUy0fHwWnEUh7yNwW-NAFrGL9hNyg0y7eEhAnzNpA232tvUpsLIGvIddVFG6w6tIj0BRsBCvQwN6xBCOwKe0ue3wbu6cyPBmqI/s640/financial-services-insure.png" width="640" /></a></div><o:p></o:p><p></p> <p class="MsoNormal">The cover is for a one-year period, starting June 1 to May 31 of subsequent year. The option to join/pay by auto debit has to be given by May 31 of every year. Subscribers who wish to continue beyond the first year have to give their consent for auto debit before May 31 for successive years.<o:p></o:p></p> <p class="MsoNormal">Under PMSBY, the risk coverage available is Rs 2 lakh for accidental death and permanent total disability, and Rs 1 lakh for permanent partial disability. Permanent total disability is defined as total and irrecoverable loss of both eyes or loss of use of both hands or feet or loss of an eyesight and loss of use of a hand or a foot. Permanent partial disability is defined as total and irrecoverable loss of an eyesight or loss of use of a hand or foot.<o:p></o:p></p> <p class="MsoNormal">The Pradhan Mantri Suraksha Bima Yojana (PMSBY) is an accident insurance scheme launched by the Government of India. It is also known as the PM Rs. 12 Insurance Scheme. The social security scheme is directed towards people belonging to the lower-income category. This is because unlike several other health insurance policies offered by commercial companies, this scheme does not charge a higher premium.</p> <p class="MsoNormal">The policy offers an insurance cover against death, total disability, and partial disability. The insurance premium of Rs 12 for the policy shall be deducted from the registered bank account of the policyholder. People in the age group of 18 to 70 can avail the benefits of PMSBY by providing their Aadhaar card as a Know Your Customer (KYC) document.<o:p></o:p></p> <p class="MsoNormal"><o:p> </o:p></p> <p class="MsoNormal">Features and Benefits of Pradhan Mantri Suraksha Bima Yojana:<o:p></o:p></p> <p class="MsoNormal">The PMSBY gives people from the lower-income group a chance to insure themselves against unfortunate events that can lead to death or disability. Here are the features and benefits of the government scheme.<o:p></o:p></p> <p class="MsoNormal"><o:p> </o:p></p> <p class="MsoNormal">Features of PMSBY<span style="mso-tab-count: 1;">         </span><o:p></o:p></p> <p class="MsoNormal">Benefits of PMSBY<o:p></o:p></p> <p class="MsoNormal">A low-priced policy can be purchased for Rs. 12.<span style="mso-tab-count: 1;">                </span><o:p></o:p></p> <p class="MsoNormal">Accident insurance cover without spending a lot as compared to other policies.<o:p></o:p></p> <p class="MsoNormal">Money is given to the nominee in case of death.<span style="mso-tab-count: 1;">              </span><o:p></o:p></p> <p class="MsoNormal">The welfare of the family in case of death, as the claim amount can be availed by the nominee.<o:p></o:p></p> <p class="MsoNormal">Auto-debit of premium from the bank account.<span style="mso-tab-count: 1;"> </span><o:p></o:p></p> <p class="MsoNormal">No regular payment formality worries due to auto-debit facility.<o:p></o:p></p> <p class="MsoNormal">Option to choose a long-term policy or yearly renewability.<span style="mso-tab-count: 1;">         </span><o:p></o:p></p> <p class="MsoNormal">Easy processing of continuous cover.<o:p></o:p></p> <p class="MsoNormal">Easy exit and re-entry measures.<span style="mso-tab-count: 1;">             </span><o:p></o:p></p> <p class="MsoNormal">Flexibility to continue or discontinue as per one’s wish.<o:p></o:p></p> <p class="MsoNormal">It can help save tax.<span style="mso-spacerun: yes;">  </span><span style="mso-tab-count: 1;">      </span><o:p></o:p></p> <p class="MsoNormal">Deduction as per Section 80C and Sum Insured of Rs. 1 lakh is non-taxable as per Section 10(10D) of the Income Tax Act.<o:p></o:p></p> <p class="MsoNormal">Coverage of Pradhan Mantri Suraksha Bima Yojana:<o:p></o:p></p> <p class="MsoNormal">Here’s a table highlighting the cover offered by the PMSBY.<o:p></o:p></p> <p class="MsoNormal"><o:p> </o:p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhMMhIp8cmoyxJ2i8jVspuppBYCn1-3sjmz_8UBMSJWkeXxe7reS0izT9CtTIuqkSLhQ4QCjSVCICMONjqafaRXM3AYioReaYTcn4GkQqF2kBmowHWhaZ-cuW6JY3iVZ0l5GSg7uberlvI/s600/pmsby.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="400" data-original-width="600" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhMMhIp8cmoyxJ2i8jVspuppBYCn1-3sjmz_8UBMSJWkeXxe7reS0izT9CtTIuqkSLhQ4QCjSVCICMONjqafaRXM3AYioReaYTcn4GkQqF2kBmowHWhaZ-cuW6JY3iVZ0l5GSg7uberlvI/s0/pmsby.jpg" /></a></div><p></p> <p class="MsoNormal">Event<span style="mso-tab-count: 1;">    </span>Claim Amount (Rs.)<o:p></o:p></p> <p class="MsoNormal">An accident leading to policyholder’s death<span style="mso-tab-count: 1;">         </span>2 lakhs (given to nominee)<o:p></o:p></p> <p class="MsoNormal">Permanent total disability<span style="mso-tab-count: 1;">            </span>2 lakhs<o:p></o:p></p> <p class="MsoNormal">Permanent partial disability<span style="mso-tab-count: 1;">         </span>1 lakh<o:p></o:p></p>

Suraksha Bima Yojana

 Pradhan Mantri Suraksha Bima Yojana: An accident insurance scheme, PMSBY offers a one-year accidental death and disability cover, which can...

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Jeevan Jyoti Bima Yojana(PMJJBY)

<p> Pradhan Mantri Jeevan Jyoti Bima Yojana(PMJJBY)</p><p class="MsoNormal"><o:p></o:p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgEdGAsHPoR5Zl0rJP-15HqVE_1nulprdcUaaGvNMdzksGE0leqc1vlEpu-ODn4o_bpCwdS78KTr9SYTEDaBDFCi6RbrHs2XUkmYj7N4XSVHib7_GdWdwbsQ2z6xYiywQslGRIza6SN7nI/s630/pradhan-mantri.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="360" data-original-width="630" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgEdGAsHPoR5Zl0rJP-15HqVE_1nulprdcUaaGvNMdzksGE0leqc1vlEpu-ODn4o_bpCwdS78KTr9SYTEDaBDFCi6RbrHs2XUkmYj7N4XSVHib7_GdWdwbsQ2z6xYiywQslGRIza6SN7nI/s0/pradhan-mantri.jpg" /></a></div><p class="MsoNormal"><br /></p> <p class="MsoNormal"><span style="font-size: x-large;">The PMJJBY is available to people in the age group of 18 to 50 years having a bank account who give their consent to join / enable auto-debit. Aadhar would be the primary KYC for the bank account. The life cover of Rs. 2 lakhs shall be for the one year period stretching from 1st June to 31st May and will be renewable. Risk coverage under this scheme is for Rs. 2 Lakh in case of death of the insured, due to any reason. The premium is Rs. 330 per annum which is to be auto-debited in one installment from the subscriber’s bank account as per the option given by him on or before 31st May of each annual coverage period under the scheme. The scheme is being offered by Life Insurance Corporation and all other life insurers who are willing to offer the product on similar terms with necessary approvals and tie up with banks for this purpose.</span><o:p></o:p></p>

Jeevan Jyoti Bima Yojana(PMJJBY)

 Pradhan Mantri Jeevan Jyoti Bima Yojana(PMJJBY) The PMJJBY is available to people in the age group of 18 to 50 years having a bank accoun...

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Pradhan Mantri MUDRA Yojana (PMMY)

<h2 style="text-align: left;">Pradhan Mantri MUDRA Yojana (PMMY)</h2><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhCCQy9BLgjLOrKa_bG5C1FAgfNbSl3PE2c5bEPSJ43gVfELRilJzPQT1W8YfE4O_uHQ2rlzQX5ExGXuOLeGxeTVtnEzNIHRH1jkfkug4IB9iskn04u41j_Z5tkbXQEgGA17OHlngAVq_k/s793/mudra-loan-shishu-kishor-tarun.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="529" data-original-width="793" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhCCQy9BLgjLOrKa_bG5C1FAgfNbSl3PE2c5bEPSJ43gVfELRilJzPQT1W8YfE4O_uHQ2rlzQX5ExGXuOLeGxeTVtnEzNIHRH1jkfkug4IB9iskn04u41j_Z5tkbXQEgGA17OHlngAVq_k/s640/mudra-loan-shishu-kishor-tarun.jpg" width="640" /></a></div><br /><div><br /></div><p class="MsoNormal"><o:p></o:p></p> <p class="MsoNormal"><span style="font-size: x-large;">Pradhan Mantri MUDRA Yojana (PMMY) is a scheme launched by the Hon’ble Prime Minister on April 8, 2015 for providing loans up to 10 lakh to the non-corporate, non-farm small/mic</span><span style="font-size: x-large;">ro enterprises. These loans are classified as MUDRA loans under PMMY. These loans are given by Commercial Banks, RRBs, Small Finance Banks, MFIs and NBFCs. The borrower can approach any of the lending institutions mentioned above or can apply online through this portal www.udyamimitra.in . Under the aegis of PMMY, MUDRA has created three products namely 'Shishu', 'Kishore' and 'Tarun' to signify the stage of growth / development and funding needs of the beneficiary micro unit / entrepreneur and also provide a reference point for the next phase of graduation / growth.</span></p> <p class="MsoNormal"><span style="font-size: x-large;">Under the aegis of Pradhan Mantri M</span><span style="font-size: x-large;">udra Yojana (PMMY), MUDRA has created products/ schemes. The interventions have been named 'Shishu', 'Kishore' and 'Tarun' to signify the stage of growth / development and funding needs of the beneficiary micro unit / entrepreneur and also provide a reference point for the next phase of graduation / growth to look forward to :</span></p> <div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgvMU2Rkrz9MUEaPipMAgMMPCFYoEf5I2-zsKW0Y3cdxlxC6CsObhpMihEgSDtSSpfVh-95C4WdN8_TO1aSNljJrgYqTOqk90NxDSjuHQMSChU7HKKvLuU9yHB4gV_ioXkbNvng-zwiZvU/s1210/pradhanmantri-yojana-mudra-loan-made-me-realise-ad-times-of-india-mumbai-26-12-2018.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em; text-align: center;"><img border="0" data-original-height="1210" data-original-width="769" height="801" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgvMU2Rkrz9MUEaPipMAgMMPCFYoEf5I2-zsKW0Y3cdxlxC6CsObhpMihEgSDtSSpfVh-95C4WdN8_TO1aSNljJrgYqTOqk90NxDSjuHQMSChU7HKKvLuU9yHB4gV_ioXkbNvng-zwiZvU/w510-h801/pradhanmantri-yojana-mudra-loan-made-me-realise-ad-times-of-india-mumbai-26-12-2018.png" width="510" /></a></div> <h2 style="text-align: left;">Shishu : covering loans upto<span style="mso-spacerun: yes;">  </span>50,000/-<br />Kishor : covering loans above<span style="mso-spacerun: yes;">  </span>50,000/- and upto 5 lakh<br />Tarun : covering loans above<span style="mso-spacerun: yes;">  </span>5 lakh and upto 10 lakh</h2><p class="MsoNormal"><o:p></o:p></p> <p class="MsoNormal"><o:p></o:p></p> <p class="MsoNormal"><o:p></o:p></p> <p class="MsoNormal"><span style="font-size: x-large;">With an objective to promote entrepreneurship among the new generation aspiring youth, it is ensured that more focus is given to Shishu Category Units and then Kishore and Tarun categories.<o:p></o:p></span></p> <p class="MsoNormal"><o:p><span style="font-size: x-large;"> </span></o:p></p> <p class="MsoNormal"><span style="font-size: x-large;">Within the framework and overall objective of development and growth of micro enterprises sector under Shishu, Kishore and Tarun, the products being offered by MUDRA are so designed, to meet requirements of different sectors / business activities as well as business/ entrepreneur segments.<o:p></o:p></span></p> <p class="MsoNormal"><o:p><span style="font-size: x-large;"> </span></o:p></p> <p class="MsoNormal"><span style="font-size: x-large;">The funding support from MUDRA are of two types:<o:p></o:p></span></p> <p class="MsoNormal"><o:p><span style="font-size: x-large;"> </span></o:p></p> <p class="MsoNormal"><span style="font-size: x-large;">Micro Credit Scheme (MCS) for loans up to 1 lakh finance through MFIs.<o:p></o:p></span></p> <p class="MsoNormal"><span style="font-size: x-large;">Refinance Scheme for Commercial Banks / Regional Rural Banks (RRBs) / Small Finance Banks / Non Banking Financial Companies (NBFCs).<o:p></o:p></span></p> <p class="MsoNormal"><span style="font-size: x-large;">Micro Credit Scheme:<o:p></o:p></span></p> <p class="MsoNormal"><span style="font-size: x-large;">Micro Credit Scheme is offered mainly through Micro Finance Institutions (MFIs), who deliver the credit up to<span style="mso-spacerun: yes;">  </span>1 lakh, for various micro enterprise / small business activities. Although the model of delivery may be through SHGs/JLGs/ Individuals, the loans are given by the MFIs to individual entrepreneurs for specific income generating micro enterprise/ small business activities.<o:p></o:p></span></p> <p class="MsoNormal"><o:p><span style="font-size: x-large;"> </span></o:p></p> <p class="MsoNormal"><span style="font-size: x-large;">Refinance Scheme for Banks/NBFCs<o:p></o:p></span></p> <p class="MsoNormal"><span style="font-size: x-large;">Different banks like Commercial Banks, Regional Rural Banks, Small Finance Banks and NBFCs are eligible to avail of refinance support from MUDRA for financing micro enterprise activities. The refinance is available for term loan and working capital loan up to an amount of<span style="mso-spacerun: yes;">  </span>10 lakh per unit. The eligible banks/NBFC, who comply to the requirements as notified, can avail of refinance from MUDRA for the loans given by them for eligible MUDRA compliant activities under Shishu, Kishore and Tarun categories. In order to encourage women entrepreneurs, the financing banks / MFIs may consider extending additional facilities, including interest reduction on their loan. At present, MUDRA extends a reduction of 25bps in its interest rates to MFIs / NBFCs, who are providing loans to women entrepreneurs.<o:p></o:p></span></p> <p class="MsoNormal"><o:p><span style="font-size: x-large;"> </span></o:p></p> <p class="MsoNormal"><span style="font-size: x-large;">Purpose of MUDRA loan<o:p></o:p></span></p> <p class="MsoNormal"><span style="font-size: x-large;">Mudra loan is extended for a variety of purposes which result in income generation and employment creation. The loans are extended mainly for:<o:p></o:p></span></p> <p class="MsoNormal"><o:p><span style="font-size: x-large;"> </span></o:p></p> <p class="MsoNormal"><span style="font-size: x-large;">Business loan for Vendors, Traders, Shopkeepers and other Service Sector activities<o:p></o:p></span></p> <p class="MsoNormal"><span style="font-size: x-large;">Working capital loan through MUDRA Cards<o:p></o:p></span></p> <p class="MsoNormal"><span style="font-size: x-large;">Equipment Finance for Micro Units<o:p></o:p></span></p> <p class="MsoNormal"><span style="font-size: x-large;">Transport Vehicle loans – for commercial use only<o:p></o:p></span></p> <p class="MsoNormal"><span style="font-size: x-large;">Loans for agri-allied non-farm income generating activities, e.g. pisciculture. bee keeping, poultry farming, etc.<o:p></o:p></span></p> <p class="MsoNormal"><span style="font-size: x-large;">Tractors, tillers as well as two wheelers used for commercial purposes only.<o:p></o:p></span></p> <p class="MsoNormal"><span style="font-size: x-large;">Following is an illustrative list of the activities that can be covered under MUDRA loans:<o:p></o:p></span></p> <p class="MsoNormal"><o:p><span style="font-size: x-large;"> </span></o:p></p> <p class="MsoNormal"><span style="font-size: x-large;">1) Transport Vehicle<o:p></o:p></span></p> <p class="MsoNormal"><span style="font-size: x-large;">Purchase of transport vehicles for transportation of goods and passengers such as auto rickshaws, small goods transport vehicles, 3 wheelers, e-rickshaws, taxis, etc. Tractors/Tractor Trolleys/Power Tillers used only for commercial purposes are also eligible for assistance under PMMY. Two Wheelers used for commercial purposes are also eligible for coverage under PMMY.<o:p></o:p></span></p> <p class="MsoNormal"><o:p><span style="font-size: x-large;"> </span></o:p></p> <p class="MsoNormal"><span style="font-size: x-large;">2) Community, Social & Personal Service Activities<o:p></o:p></span></p> <p class="MsoNormal"><span style="font-size: x-large;">Salons, beauty parlours, gymnasium, boutiques, tailoring shops, dry cleaning, cycle and motorcycle repair shops, DTP and Photocopying Facilities, Medicine Shops, Courier Agents, etc.<o:p></o:p></span></p> <p class="MsoNormal"><o:p><span style="font-size: x-large;"> </span></o:p></p> <p class="MsoNormal"><span style="font-size: x-large;">3) Food Products Sector<o:p></o:p></span></p> <p class="MsoNormal"><span style="font-size: x-large;">Activities such as papad making, achaar making, jam/jelly making, agricultural produce preservation at rural level, sweet shops, small service food stalls and day to day catering / canteen services, cold chain vehicles, cold storages, ice making units, ice cream making units, biscuit, bread and bun making, etc.<o:p></o:p></span></p> <p class="MsoNormal"><o:p><span style="font-size: x-large;"> </span></o:p></p> <p class="MsoNormal"><span style="font-size: x-large;">4) Textile Products Sector / Activity<o:p></o:p></span></p> <p class="MsoNormal"><span style="font-size: x-large;">Handloom, powerloom, khadi activity, chikan work, zari and zardozi work, traditional embroidery and hand work, traditional dyeing and printing, apparel design, knitting, cotton ginning, computerized embroidery, stitching and other textile non garment products such as bags, vehicle accessories, furnishing accessories, etc.<o:p></o:p></span></p> <p class="MsoNormal"><o:p><span style="font-size: x-large;"> </span></o:p></p> <p class="MsoNormal"><span style="font-size: x-large;">5) Business loans for Traders and Shopkeepers<o:p></o:p></span></p> <p class="MsoNormal"><span style="font-size: x-large;">Financial support for on lending to individuals for running their shops / trading & business activities / service enterprises and non-farm income generating activities with beneficiary loan size of up to<span style="mso-spacerun: yes;">  </span>10 lakh per enterprise / borrower.<o:p></o:p></span></p> <p class="MsoNormal"><o:p><span style="font-size: x-large;"> </span></o:p></p> <p class="MsoNormal"><span style="font-size: x-large;">6) Equipment Finance Scheme for Micro Units<o:p></o:p></span></p> <p class="MsoNormal"><span style="font-size: x-large;">Setting up micro enterprises by purchasing necessary machinery / equipments with per beneficiary loan size of upto<span style="mso-spacerun: yes;">  </span>10 lakh.<o:p></o:p></span></p> <p class="MsoNormal"><o:p><span style="font-size: x-large;"> </span></o:p></p> <p class="MsoNormal"><span style="font-size: x-large;">7) Activities allied to agriculture<o:p></o:p></span></p> <p class="MsoNormal"><span style="font-size: x-large;">'Activities allied to agriculture', e.g. pisciculture, bee keeping, poultry, livestock-rearing, grading, sorting, aggregation agro industries, diary, fishery, agri-clinics and agribusiness centres, food & agro-processing, etc.(excluding crop loans, land improvement such as canal, irrigation and wells) and services supporting these, which promote livelihood or are income generating shall be eligible for coverage under PMMY in 2016-17.<o:p></o:p></span></p> <p class="MsoNormal"><o:p><span style="font-size: x-large;"> </span></o:p></p> <p class="MsoNormal"><span style="font-size: x-large;">MUDRA Card<o:p></o:p></span></p> <p class="MsoNormal"><span style="font-size: x-large;">MUDRA Card is a debit card issued against the MUDRA loan account, for working capital portion of the loan. The borrower can make use of MUDRA Card in multiple drawals and credits, so as to manage the working capital limit in cost-efficient manner and keep the interest burden minimum. MUDRA Card also helps in digitalization of MUDRA transactions and creating credit history for the borrower. MUDRA Card can be operated across the country for withdrawal of cash from any ATM / micro ATM and also make payment through any ‘Point of Sale’ machines.</span><o:p></o:p></p>

Pradhan Mantri MUDRA Yojana (PMMY)

Pradhan Mantri MUDRA Yojana (PMMY) Pradhan Mantri MUDRA Yojana (PMMY) is a scheme launched by the Hon’ble Prime Minister on April 8, 2015 ...

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Sukanya Samridhi Yojana

<h2 style="text-align: left;"> <br />Sukanya Samriddhi Account Scheme</h2><p class="MsoNormal"><o:p></o:p></p> <p class="MsoNormal"><span style="font-size: x-large;">Introductory:<o:p></o:p></span></p> <p class="MsoNormal"><span style="font-size: x-large;"><o:p> </o:p>Account can be opened in the name of a girl child till she attains the age of 10 years.</span></p><p class="MsoNormal"><span style="font-size: x-large;"><o:p></o:p></span></p> <p class="MsoNormal"><span style="font-size: x-large;">Only one account can be opened in the name of a girl child.<o:p></o:p></span></p> <p class="MsoNormal"><span style="font-size: x-large;">Account can be opened in Post office and branches of authorised banks.<o:p></o:p></span></p> <p class="MsoNormal"><span style="font-size: x-large;">Birth certificate of girl child in whose name the account is opened must be submitted.<o:p></o:p></span></p> <p class="MsoNormal"><span style="font-size: x-large;">Account can be opened with a minimum of Rs. 250/- and thereafter any amount in multiple of Rs. 100/- can be deposited. A minimum of Rs. 250/- must be deposited in a Financial year.<o:p></o:p></span></p> <p class="MsoNormal"><span style="font-size: x-large;">Maximum Rs. 1,50,000/- can be deposited in a financial year.<o:p></o:p></span></p> <p class="MsoNormal"><span style="font-size: x-large;">Interest @ as may be notified by the government from time to time will be calculated on yearly compounded basis and credited to the account.</span><o:p></o:p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjtZbURDz4nboGVj4-4nm_kfRQ8HxYSkOlnEyMobMA0zdCKxg6H9qrER5txXdrOs2NBa3LSqNrOJwtYt4eFlrxsUhev675pZ1mjWCCUXqYwro1fWugPU8Rly3h6yddyXEDUesdp_BqfSr0/s743/Sukanya-Samriddhi-Yojana.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="489" data-original-width="743" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjtZbURDz4nboGVj4-4nm_kfRQ8HxYSkOlnEyMobMA0zdCKxg6H9qrER5txXdrOs2NBa3LSqNrOJwtYt4eFlrxsUhev675pZ1mjWCCUXqYwro1fWugPU8Rly3h6yddyXEDUesdp_BqfSr0/s640/Sukanya-Samriddhi-Yojana.png" width="640" /></a></div><p class="MsoNormal"><br /></p> <p class="MsoNormal"><span style="font-size: x-large;">One withdrawal shall be allowed on attaining the age of 18 years of account holder to meet education expenses upto 50 % of the balance at the credit of preceding financial year.<o:p></o:p></span></p> <p class="MsoNormal"><span style="font-size: x-large;">The account can be transferred anywhere in India from one post office/bank to another.<o:p></o:p></span></p> <p class="MsoNormal"><span style="font-size: x-large;">The account shall mature on completion of 21 years from the date of opening of account or on the marriage of Account holder whichever is earlier.</span><o:p></o:p></p>

Sukanya Samridhi Yojana

  Sukanya Samriddhi Account Scheme Introductory:   Account can be opened in the name of a girl child till she attains the age of 10 year...

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PRADHAN MANTRI AWAAS YOJANA-GRAMIN

<p> </p><p class="MsoNormal">PRADHAN MANTRI AWAAS YOJANA-GRAMIN<o:p></o:p></p> <p class="MsoNormal">ABOUT US<o:p></o:p></p> <p class="MsoNormal">1.Public housing programme in the country started with the rehabilitation of refugees immediately after independence and since then, it has been a major focus area of the Government as an instrument of poverty alleviation. Rural housing programme,as an independent programme , started with Indira Awaas Yojana (IAY) in January 1996. Although IAY addressed the housing needs in the rural areas, certain gaps were identified during the concurrent evaluations and the performance Audit by Comptroller and Auditor General (CAG) of India in 2014. These gaps, i.e. nonassessment of housing The shortage, lack of transparency in selection of beneficiaries, low the quality of the house and lack of technical supervision, lack convergence, loans not availed by beneficiaries and weak the mechanism for monitoring was limiting the impact and outcomes of the programme.<o:p></o:p></p> <p class="MsoNormal"><o:p> </o:p></p> <p class="MsoNormal">2.To address these gaps in the rural housing program and in view of Government’s commitment to providing “Housing for All’’ by the scheme 2022, the of has IAY has been re-structured into Pradhan Mantri Awaas Yojana –Gramin (PMAY-G) w.e.f. 1st April 2016.<o:p></o:p></p> <p class="MsoNormal"><o:p> </o:p></p> <p class="MsoNormal">3.PMAY-G aims at providing a pucca house, with basic amenities, to all houseless householder and those households living in kutcha and dilapidated house, by 2022. The immediate the objective is to cover 1.00 crore household living in kutcha house/dilapidated house in three years from 2016-17 to 2018- 19.The minimum size of the house has been increased to 25 sq.mt (from20sq.mt) with a hygienic cooking space. The unit assistance has been increased from Rs. 70,000 to Rs. 1.20 lakh in plain and from Rs75,000 to Rs 1.30 lakh in hilly states, difficult areas and IAP district. The beneficiary is entitled to 90.95 person day of unskilled labour from MGNREGS. The assistance for construction of toilet shall be leveraged though convergence with SBM-G, MGNREGS or any other dedicated the source of funding. Convergence for piped drinking water, electricity connection, LPG gas connection etc. different Government programmers are also to be attempted.<o:p></o:p></p> <p class="MsoNormal"><o:p> </o:p></p> <p class="MsoNormal">4.The cost of unit assistance is to be shared between Central and State Government in the ratio 60:40 in plain areas and 90:10 for North Eastern and the Himalayan States. From the annual budgetary grant for PMAY-G,90% of funds is to be released to States/UTs for the construction of new house under PMAY-G This would also include 4%allcation towards Administrative expenses .5%of the budgetary grant is to be retained at the central Level as reserve found for special Projects. The annual allocation to the states is to be based on the Annual Action Plan (AAP) approved by the Empowered Committee and the found to States /UTs is to be released in tow equal installments.<o:p></o:p></p> <p class="MsoNormal"><o:p> </o:p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgjcGmNijHi-Ej20JiZM6cgBVwB4wiJvn2XYvSUz5-FyopMnaSfjapAXGmrQJh3zVQZEgw_vErt-jQhobaREVwr4QTcT92HJAIA2n6goppB6e1eaCv_Q8NweZivT4eRwFyZDrQ0tFDz4co/s266/pmay.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="190" data-original-width="266" height="298" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgjcGmNijHi-Ej20JiZM6cgBVwB4wiJvn2XYvSUz5-FyopMnaSfjapAXGmrQJh3zVQZEgw_vErt-jQhobaREVwr4QTcT92HJAIA2n6goppB6e1eaCv_Q8NweZivT4eRwFyZDrQ0tFDz4co/w416-h298/pmay.png" width="416" /></a></div><p></p> <p class="MsoNormal">5.Once of the most important features of PMAY-G is the selection of beneficiary. To ensure that assistance is targeted at those who are genuinely deprived and that the selection is objective and verifiable, PMAY-G instead of selecting a the beneficiary from among the BPL households selects beneficiary using housing deprivation parameters in the Socio Economic and Caste Census (SECC), 2011 date which is to be verified by the Gram Sabhas. The SECC data captures specific deprivation related to housing among households. Using the data households that are houseless and living in 0,1 and 2 kutcha wall and kutcha roof houses can be segregated and targeted . The Permanent Wait List so generated also ensures that the states have the ready list of the household to be covered under the scheme in the coming years (through Annual Select Lists) leading to better planning of implementation. To adders grievances in beneficiary selection an appellate process has also been put in place.<o:p></o:p></p> <p class="MsoNormal"><o:p> </o:p></p> <p class="MsoNormal">6.Towards better quality of construction, setting up of a Nation Technical Support Agency (NTSA) at the national level is envisaged. One of the major constraints in quality house construction is the lack of the sufficient number of skilled masons. To address this, a pan-India training and certification programme of Masons has been launched in the States/UTs. This will, in addition, and career progression for rural masons. For timely construction/completion to ensure good quality of house construction, it has also been envisaged to tag a PMAY-G the beneficiary with a field level Government functionary and a Rural Mason.<o:p></o:p></p> <p class="MsoNormal"><o:p> </o:p></p> <p class="MsoNormal">7.The beneficiary to be assisted by in-house construction with a bouquet of house design typologies inclusive of disaster resilience features the are suitable to their local geo-climatic conditions . These designs are developed through an elaborate public consultative process. This exercise will ensure that the beneficiary does not over-construct in the initial stages of house building which often results in the incomplete house or the beneficiary is forced to borrow money to complete the house.<o:p></o:p></p> <p class="MsoNormal"><o:p> </o:p></p> <p class="MsoNormal">8.In PMAY-G, programme implementation and monitoring is to be carried out through an end to end e-Governance model- Using AwaasSoft and Awaas App. While AwaasSoft is a work –flow enabled, web-based electronic service delivery platform through which all critical function of PMAY-G, right from identification of beneficiary to providing construction linked assistance (throghPFMS),will be carried out; AwaasApp-a the mobile application is to be used to monitor real time, evidence based progress of house construction through date and time stamped and georeferenced photographs of the house. The tow IT application help identify the slip ups in the achievement of targets during the course of implementation of the programme. All payments to beneficiary is to be through DBT to beneficiary’s Bank/post office accounts registered in Awaas SoftMIS.<o:p></o:p></p> <p class="MsoNormal"><o:p> </o:p></p> <p class="MsoNormal">9.The States have to come up with their Annual Action Plan of PMAY-That will include a plan for convergence in with other Government programme . The mechanism for convergence in PMAY-G is also to be strengthened through a system to system real-time transfer of information between the programme that are to converge with PMAY-G.<o:p></o:p></p> <p class="MsoNormal"><o:p> </o:p></p> <p class="MsoNormal">10.A willing beneficiary is to be facilitated to avail institution finance up to Rs.70,000.-which would be monitored through the SLBC, DLBC and DLBC.<o:p></o:p></p> <p class="MsoNormal"><o:p> </o:p></p> <p class="MsoNormal">11.The programme implementation is to be monitored not only electronically, but also through community participation (Social Audit), Member of Parliament (DISHA Committee), Central and State Government officials, National Level Monitors etc.<o:p></o:p></p>

PRADHAN MANTRI AWAAS YOJANA-GRAMIN

  PRADHAN MANTRI AWAAS YOJANA-GRAMIN ABOUT US 1.Public housing programme in the country started with the rehabilitation of refugees imme...

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PM Ujjwala Yojana- INFORMATION OF GOVERNMENT SCHEME

<h2 style="text-align: left;"> PM Ujjwala Yojana(PMUY)<div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgJyt1KHgG8BDgX9j93BQ3I_FlGtCElBmH0u6Hu3y_3BENCfa3rj0Tc8gcfFvJpQ1_Q4KSvIZfCfv0qZmVbWltElHUlQ9FrGLwQIGhp6N8L2kQpJ_vOzIQwYLB7idgVaWIaiHku4IDXuP0/s640/Pradhan-Mantri-Ujjwala-Yojana.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="480" data-original-width="640" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgJyt1KHgG8BDgX9j93BQ3I_FlGtCElBmH0u6Hu3y_3BENCfa3rj0Tc8gcfFvJpQ1_Q4KSvIZfCfv0qZmVbWltElHUlQ9FrGLwQIGhp6N8L2kQpJ_vOzIQwYLB7idgVaWIaiHku4IDXuP0/s0/Pradhan-Mantri-Ujjwala-Yojana.png" /></a></div> Scheme</h2><p class="MsoNormal"><o:p></o:p></p><p class="MsoNormal"><span style="font-size: x-large;">India is home to more than 24 Crore households out of which about 10 Crore households are still deprived of LPG as cooking fuel and have to rely on firewood, coal, dung – cakes etc. as primary source of cooking. The smoke from burning such fuels causes alarming household pollution and adversely affects the health of Women & children causing several respiratory diseases/ disorders. As per a WHO report, smoke inhaled by women from unclean fuel is equivalent to burning 400 cigarettes in an hour. In addition, women and children have to go through the drudgery of collecting firewood.<o:p></o:p></span></p> <p class="MsoNormal"><o:p><span style="font-size: x-large;"> </span></o:p></p> <p class="MsoNormal"><span style="font-size: x-large;">Pradhan Mantri Ujjwala Yojana (PMUY) aims to safeguard the health of women & children by providing them with a clean cooking fuel – LPG, so that they don’t have to compromise their health in smoky kitchens or wander in unsafe areas collecting firewood.<o:p></o:p></span></p> <p class="MsoNormal"><span style="font-size: x-large;">Pradhan Mantri Ujjwala Yojana was launched by Hon’ble Prime Minister Shri Narendra Modi on May 1st, 2016 in Ballia, Uttar Pradesh. Under this scheme, 5 Cr LPG connections will be provided to BPL families with a support of Rs.1600 per connection in the next 3 years. Ensuring women’s empowerment, especially in rural India, the connections will be issued in the name of women of the households. Rs. 8000 Cr. has been allocated towards the implementation of the scheme. Identification of the BPL families will be done through Socio Economic Caste Census Data.<o:p></o:p></span></p> <p class="MsoNormal"><o:p><span style="font-size: x-large;"> </span></o:p></p> <p class="MsoNormal"><span style="font-size: x-large;">PMUY is likely to result in an additional employment of around 1 Lakh and provide business opportunity of at least Rs. 10,000 Cr. over the next 3 Years to the Indian Industry. Launch of this scheme will also provide a great boost to the ‘Make in India’ campaign as all the manufacturers of cylinders, gas stoves, regulators, and gas hose are domestic.<o:p></o:p></span></p> <p class="MsoNormal"><o:p><span style="font-size: x-large;"> </span></o:p></p> <p class="MsoNormal"><span style="font-size: x-large;">The launch of PMUY in Ballia was followed by launch of the scheme in Dahod in<span style="mso-spacerun: yes;">  </span>Gujarat by Petroleum Minister Shri Dharmendra Pradhan & BJP President Shri Amit Shah. PMUY has also been launched in several districts in UP & Bihar.</span><o:p></o:p></p>

PM Ujjwala Yojana- INFORMATION OF GOVERNMENT SCHEME

 PM Ujjwala Yojana(PMUY) Scheme India is home to more than 24 Crore households out of which about 10 Crore households are still deprived of...

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Pradhan Mantri Jan-Dhan Yojana (PMJDY)

<h2 style="text-align: left;">Scheme Details</h2><p class="MsoNormal"><o:p></o:p></p> <p class="MsoNormal"><o:p> </o:p></p> <p class="MsoNormal"><span style="font-size: x-large;">Pradhan Mantri Jan-Dhan Yojana (PMJDY) is National Mission for Financial Inclusion to ensure access to financial services, namely, a basic savings & deposit accounts, remittance, credit, insurance, pension in an affordable manner. Under the scheme, a basic savings bank deposit (BSBD) account can be opened in any bank branch or Business Correspondent (Bank Mitra) outlet, by persons not having any other account.</span><o:p></o:p></p> <p class="MsoNormal"><o:p> </o:p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjXIVeosMjhboNFM4yW4jAUo180-4Fo4z6nvzoWHsc3RhdnC9d3B95J9BZzrDORyResxsAy4CK4HrsWTV5slsyODutKnuQkS5XxFO-3UQuuqz6aa7XEqf4VLtbs9e4p5bF2LmefQ3DACE4/s994/pmjdy.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="569" data-original-width="994" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjXIVeosMjhboNFM4yW4jAUo180-4Fo4z6nvzoWHsc3RhdnC9d3B95J9BZzrDORyResxsAy4CK4HrsWTV5slsyODutKnuQkS5XxFO-3UQuuqz6aa7XEqf4VLtbs9e4p5bF2LmefQ3DACE4/s640/pmjdy.jpg" width="640" /></a></div><p></p> <p class="MsoNormal"><o:p> </o:p></p> <h2 style="text-align: left;">Benefits under PMJDY</h2><p class="MsoNormal"><o:p></o:p></p> <p class="MsoNormal"><span style="font-size: x-large;">One basic savings bank account is opened for unbanked person.<o:p></o:p></span></p> <p class="MsoNormal"><span style="font-size: x-large;">There is no requirement to maintain any minimum balance in PMJDY accounts.<o:p></o:p></span></p> <p class="MsoNormal"><span style="font-size: x-large;">Interest is earned on the deposit in PMJDY accounts.<o:p></o:p></span></p> <p class="MsoNormal"><span style="font-size: x-large;">Rupay Debit card is provided to PMJDY account holder.<o:p></o:p></span></p> <p class="MsoNormal"><span style="font-size: x-large;">Accident Insurance Cover of Rs.1 lakh (enhanced to Rs. 2 lakh to new PMJDY accounts opened after 28.8.2018) is available with RuPay card issued to the PMJDY account holders.<o:p></o:p></span></p> <p class="MsoNormal"><span style="font-size: x-large;">Life Insurance Cover of Rs. 30,000 to eligible PMJDY account holders who opened their account for the first time between 15.8.2014 to 31.1.2015 is available.<o:p></o:p></span></p> <p class="MsoNormal"><span style="font-size: x-large;">An overdraft (OD) facility up to Rs. 10,000 to eligible account holders is available.<o:p></o:p></span></p> <p class="MsoNormal"><span style="font-size: x-large;">PMJDY accounts are eligible for Direct Benefit Transfer (DBT), Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY), Pradhan Mantri Suraksha Bima Yojana (PMSBY), Atal Pendion Yojana (APY), and Micro Units Development & Refinance Agency Bank (MUDRA) scheme.</span><o:p></o:p></p>

Pradhan Mantri Jan-Dhan Yojana (PMJDY)

Scheme Details   Pradhan Mantri Jan-Dhan Yojana (PMJDY) is National Mission for Financial Inclusion to ensure access to financial servic...

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ONLINE WEBINAR VERMICOMPOSTING FOR SUSTAINABLE ORGANIC FARMING & ORGANIC INTEGRATED FARMING FOR SRM ADOPTED VILLAGE COMMUNITY ON 11TH JULY 2020

<p class="MsoNormal" style="background: white; line-height: 115%; margin: 0in 0in 0.0001pt 7.1pt; text-align: left; text-indent: 28.9pt;"><span lang="EN-IN" style="font-family: "Times New Roman", serif; font-size: 12pt; line-height: 115%;">Unnat Bharat Abhiyan, SRM Institute of Science and Technology (UBA-SRM IST) conducted online webinar -</span><b><span lang="EN-IN" style="color: red; font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-IN;"> VERMICOMPOSTING FOR SUSTAINABLE ORGANIC FARMING & </span></b><b><span lang="EN-IN" style="color: red; font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-IN;">ORGANIC INTEGRATED FARMING</span></b><span lang="EN-IN" style="color: red; font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-IN;"> </span><span lang="EN-IN" style="font-family: "Times New Roman", serif; font-size: 12pt; line-height: 115%;">on 11^th July 2020 at 4pm for SRM adopted village community and various participants of Participating Institutes, UBA, and Tamil Nadu under UBA.<o:p></o:p></span></p> <p class="MsoNormal" style="background: white; line-height: 115%; margin: 0in 0in 0.0001pt 7.1pt; text-align: left;"><span lang="EN-IN" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; font-family: "Times New Roman", serif; font-size: 12pt; line-height: 115%;">Dr.V.Thirumurugan, Associate Director, Campus Life, UBA Nodal Officer of SRM IST has started the program and he has emphasized the importance of conducting online webinar for SRM adopted village people.</span><span lang="EN-IN" style="font-family: "Times New Roman", serif; font-size: 12pt; line-height: 115%;"><o:p></o:p></span></p> <p class="MsoNormal" style="background: white; line-height: 115%; margin: 0in 0in 0.0001pt 7.1pt; text-align: left;"><span lang="EN-IN" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; font-family: "Times New Roman", serif; font-size: 12pt; line-height: 115%;">Dr. T.Deepa, Associate Professor, ECE, SRM IST delivered the welcome address. During the program she welcomed the speakers of the program. She introduced about speakers and their experience in the Agriculture field.</span><span lang="EN-IN" style="font-family: "Times New Roman", serif; font-size: 12pt; line-height: 115%;"><o:p></o:p></span></p> <span lang="EN-IN" style="color: #222222; font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 107%; mso-ansi-language: EN-IN; mso-bidi-language: AR-SA; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-IN;">  Speaker <b>Dr.S. Kala</b>, Scientist ICAR has given speech about </span><b><span lang="EN-IN" style="color: red; font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 107%; mso-ansi-language: EN-IN; mso-bidi-language: AR-SA; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-IN;">Hands on training on     VERMICOMPOSTING FOR SUSTAINABLE ORGANIC FARMING<span style="background: white;">.</span></span></b><span lang="EN-IN" style="background: white; color: red; font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 107%; mso-ansi-language: EN-IN; mso-bidi-language: AR-SA; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-IN;"> </span><span lang="EN-IN" style="background: white; font-family: "Times New Roman", serif; font-size: 12pt; line-height: 107%;">The village people were     actively participated and asked queries during the session.  </span><span lang="EN-IN" style="color: #222222; font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 107%; mso-ansi-language: EN-IN; mso-bidi-language: AR-SA; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-IN;"> </span><div><br /></div><div><span lang="EN-IN" style="background: white; font-family: "Times New Roman", serif; font-size: 12pt; line-height: 107%;"><table align="left" border="1" cellpadding="0" cellspacing="0" class="MsoTableGrid" style="border-collapse: collapse; border: none; margin-left: 6.75pt; margin-right: 6.75pt; mso-border-alt: solid windowtext .5pt; mso-padding-alt: 0in 5.4pt 0in 5.4pt; mso-table-anchor-horizontal: page; mso-table-anchor-vertical: paragraph; mso-table-left: 96.0pt; mso-table-lspace: 9.0pt; mso-table-rspace: 9.0pt; mso-table-top: 18.4pt; mso-yfti-tbllook: 1184;"> <tbody><tr style="height: 253.55pt; mso-yfti-firstrow: yes; mso-yfti-irow: 0; mso-yfti-lastrow: yes;"> <td style="border: solid windowtext 1.0pt; height: 253.55pt; mso-border-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 91.5pt;" valign="top" width="122"> <p class="MsoNormal" style="line-height: 115%; margin-bottom: .0001pt; margin-bottom: 0in; mso-element-anchor-horizontal: page; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-left: 96.05pt; mso-element-top: 18.4pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;"><b style="mso-bidi-font-weight: normal;"><span lang="EN-IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%; mso-fareast-language: EN-IN; mso-no-proof: yes;">About Speaker <o:p></o:p></span></b></p><p class="MsoNormal" style="line-height: 115%; margin-bottom: .0001pt; margin-bottom: 0in; mso-element-anchor-horizontal: page; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-left: 96.05pt; mso-element-top: 18.4pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;"><b style="mso-bidi-font-weight: normal;"></b></p><div class="separator" style="clear: both; text-align: center;"><b style="mso-bidi-font-weight: normal;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEioDGek9JyO6l5H3uVoNX1PTWy4NRLuZBj59st0LHi0jwf_l6hU8Apwx_PjgDtSBOmIDVzMU9cKrcfEOvDtgYcxXetsCJ0F2WIG-7CThz-eew490bSPN8dJZrLIkm50xPBywoO-ZxXodJE/s441/spea.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="441" data-original-width="333" height="256" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEioDGek9JyO6l5H3uVoNX1PTWy4NRLuZBj59st0LHi0jwf_l6hU8Apwx_PjgDtSBOmIDVzMU9cKrcfEOvDtgYcxXetsCJ0F2WIG-7CThz-eew490bSPN8dJZrLIkm50xPBywoO-ZxXodJE/w194-h256/spea.jpg" width="194" /></a></b></div><b style="mso-bidi-font-weight: normal;"><span lang="EN-IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%; mso-fareast-language: EN-IN; mso-no-proof: yes;"><br /></span></b><p></p> <p class="MsoNormal" style="line-height: 115%; margin-bottom: .0001pt; margin-bottom: 0in; mso-element-anchor-horizontal: page; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-left: 96.05pt; mso-element-top: 18.4pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;"><br /></p> </td> <td style="border-left: none; border: solid windowtext 1.0pt; height: 253.55pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 289.5pt;" valign="top" width="386"> <p class="MsoNormal" style="line-height: 115%; margin-bottom: .0001pt; margin-bottom: 0in; mso-element-anchor-horizontal: page; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-left: 96.05pt; mso-element-top: 18.4pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; text-align: justify;"><span lang="EN-IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;">Dr.S.KALA, Ph.D., is currently working as a Scientist (Forestry) at ICAR – Indian Institute of Soil and Water Conservation, Research centre, Kota (Rajasthan). She was born in 1982. She completed Ph.D (Forestry) with rank of Topper (9.25/10.0) in her 2006 batch at Forest College and Research Institute (TNAU), Mettupalyam in Tamil Nadu. She has joined in ICAR as a ARS scientist in November, 2009. She has more than 10 year of experience in the field of natural resource management (NRM) for degraded land improvement and management of gullies /ravine land systems through agroforestry, forestry, plantation development towards environmental restoration. She got GOI-SERB international travel grant support in 2019. She has been selected and received young scientist fellowship to attend international climate change conference at ICISE, Quynhon, Vietnam. She has published more than 35 research papers in reputed journals of national and international. Also, published more than 15 book chapters, one book and bulletin exclusively from her research findings and experiences in the field of forestry and agroforestry sciences. She have best poster (SCSI-2016) and best article award (AFM-2019) secured by her in different national forums. Recently, received an outstanding women scientist award in forestry science by Venus international foundation during 5^thAnnual Womens Meet - AWM 2020 at Chennai, Tamil Nadu.</span></p> </td> </tr> </tbody></table><br /></span></div><div><span lang="EN-IN" style="background: white; font-family: "Times New Roman", serif; font-size: 12pt; line-height: 107%;"><br /></span></div><div><span lang="EN-IN" style="background: white; font-family: "Times New Roman", serif; font-size: 12pt; line-height: 107%;"><br /></span></div><div><span lang="EN-IN" style="background: white; font-family: "Times New Roman", serif; font-size: 12pt; line-height: 107%;"><br /></span></div><div><span lang="EN-IN" style="background: white; font-family: "Times New Roman", serif; font-size: 12pt; line-height: 107%;"><br /></span></div><div><span lang="EN-IN" style="background: white; font-family: "Times New Roman", serif; font-size: 12pt; line-height: 107%;"><br /></span></div><div><span lang="EN-IN" style="background: white; font-family: "Times New Roman", serif; font-size: 12pt; line-height: 107%;"><br /></span></div><div><span lang="EN-IN" style="background: white; font-family: "Times New Roman", serif; font-size: 12pt; line-height: 107%;"><br /></span></div><div><span lang="EN-IN" style="background: white; font-family: "Times New Roman", serif; font-size: 12pt; line-height: 107%;"><br /></span></div><div><span lang="EN-IN" style="background: white; font-family: "Times New Roman", serif; font-size: 12pt; line-height: 107%;"><br /></span></div><div><span lang="EN-IN" style="background: white; font-family: "Times New Roman", serif; font-size: 12pt; line-height: 107%;"><br /></span></div><div><span lang="EN-IN" style="background: white; font-family: "Times New Roman", serif; font-size: 12pt; line-height: 107%;"><br /></span></div><div><span lang="EN-IN" style="background: white; font-family: "Times New Roman", serif; font-size: 12pt; line-height: 107%;"><br /></span></div><div><span lang="EN-IN" style="background: white; font-family: "Times New Roman", serif; font-size: 12pt; line-height: 107%;"><br /></span></div><div><span lang="EN-IN" style="background: white; font-family: "Times New Roman", serif; font-size: 12pt; line-height: 107%;"><br /></span></div><div><span lang="EN-IN" style="background: white; font-family: "Times New Roman", serif; font-size: 12pt; line-height: 107%;"><br /></span></div><div><span lang="EN-IN" style="background: white; font-family: "Times New Roman", serif; font-size: 12pt; line-height: 107%;"><br /></span></div><div><span lang="EN-IN" style="background: white; font-family: "Times New Roman", serif; font-size: 12pt; line-height: 107%;"><br /></span></div><div><span lang="EN-IN" style="background: white; font-family: "Times New Roman", serif; font-size: 12pt; line-height: 107%;"><br /></span></div><div><span lang="EN-IN" style="background: white; font-family: "Times New Roman", serif; font-size: 12pt; line-height: 107%;"><br /></span></div><div><span lang="EN-IN" style="background: white; font-family: "Times New Roman", serif; font-size: 12pt; line-height: 107%;"><br /></span></div><div><span lang="EN-IN" style="background: white; font-family: "Times New Roman", serif; font-size: 12pt; line-height: 107%;"><br /></span></div><div><span lang="EN-IN" style="background: white; font-family: "Times New Roman", serif; font-size: 12pt; line-height: 107%;"><br /></span></div><div><span lang="EN-IN" style="background: white; font-family: "Times New Roman", serif; font-size: 12pt; line-height: 107%;"><br /></span></div><div><span lang="EN-IN" style="background: white; font-family: "Times New Roman", serif; font-size: 12pt; line-height: 107%;"><br /></span></div><div><span lang="EN-IN" style="background: white; font-family: "Times New Roman", serif; font-size: 12pt; line-height: 107%;"><br /></span></div><div><span lang="EN-IN" style="background: white; font-family: "Times New Roman", serif; font-size: 12pt; line-height: 107%;"><br /></span></div><div><span lang="EN-IN" style="background: white; font-family: "Times New Roman", serif; font-size: 12pt; line-height: 107%;"><br /></span></div><div><span lang="EN-IN" style="background: white; font-family: "Times New Roman", serif; font-size: 12pt; line-height: 107%;"><br /></span></div><div><span lang="EN-IN" style="background: white; font-family: "Times New Roman", serif; font-size: 12pt; line-height: 107%;"><p class="MsoNormal" style="background: white; line-height: 115%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 7.1pt; margin-right: 0in; margin-top: 0in; text-align: justify;"><span lang="EN-IN" style="color: #222222; font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-IN;">To follow up on the conduction of webinar on VERMICOMPOSTING , </span><span lang="EN-IN" style="background: white; color: #1c1e21; font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;">A meeting with the villagers of SRM adopted village-Orathur, kundrathur block of Kanchipuram district was conducted to discuss and plan about the community issues for their better livelihood in the presence of Dr.V.Thirumurugan, Nodal officer-UBA and Associate Director (Campus life)-SRMIST on 21.07.2020 at Panchayat office Dr.T.Deepa, Associate Professor-ECE department, SRMIST organised the session under the guidance of nodal officer and shared ideas/methods about orga<span class="textexposedshow">nic farming, Vermicomposting, tailoring and wire bag making to improve their earning in the wake of COVID pandemic. </span>Mr.Parthasarathy, Panchayat Secretary and 30 villagers were participated. <o:p></o:p></span></p><p class="MsoNormal" style="background: white; line-height: 115%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 7.1pt; margin-right: 0in; margin-top: 0in; text-align: justify;"></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiu0AjXGMLWSiakfN479HE36sRo4QuOjVQIpvj1VKlOfGS5ylhziXEJMS5Jr3dnS79fb6ZMMZMhpS_tqD3fd_TLNv1u3f59VJR0SA-7Lo5U7MgmPYVsduThOS-600Tf4dHZ8V-JcdOc-io/s1050/poster.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1050" data-original-width="907" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiu0AjXGMLWSiakfN479HE36sRo4QuOjVQIpvj1VKlOfGS5ylhziXEJMS5Jr3dnS79fb6ZMMZMhpS_tqD3fd_TLNv1u3f59VJR0SA-7Lo5U7MgmPYVsduThOS-600Tf4dHZ8V-JcdOc-io/s320/poster.jpg" /></a></div><span lang="EN-IN" style="background: white; color: #1c1e21; font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;"><br /></span><p></p><span lang="EN-IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 107%; mso-ansi-language: EN-IN; mso-bidi-language: AR-SA; mso-fareast-font-family: Calibri; mso-fareast-language: EN-US; mso-fareast-theme-font: minor-latin;">On 21^st July 2020, UBA-SRMIST team visited at <span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; color: #1c1e21;">Vermicomposting yard @karsankal, an unit of Tamilnadu Government and the preparation of organic fertilizers was explained by Mr.Kuruba and Jansirani , Motivator of Vermicomposting unit, TN</span></span></span></div><div><span lang="EN-IN" style="background: white; font-family: "Times New Roman", serif; font-size: 12pt; line-height: 107%;"><span lang="EN-IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 107%; mso-ansi-language: EN-IN; mso-bidi-language: AR-SA; mso-fareast-font-family: Calibri; mso-fareast-language: EN-US; mso-fareast-theme-font: minor-latin;"><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; color: #1c1e21;"><br /></span></span></span></div><div><span lang="EN-IN" style="background: white; font-family: "Times New Roman", serif; font-size: 12pt; line-height: 107%;"><span lang="EN-IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 107%; mso-ansi-language: EN-IN; mso-bidi-language: AR-SA; mso-fareast-font-family: Calibri; mso-fareast-language: EN-US; mso-fareast-theme-font: minor-latin;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgWhg_BcRzvkAILV-RQLBkVT-dpukTDk2SjMeg4jPvxxuRTvwsf7WTD8WNRglDgtCiUFBX40qXSqAjoZOOwZc32BYwddtVRLVigPcpxcbkXpLPyI2jbWY22HCHqGvAW9-BqkIazTw1fzfo/s988/poster1.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="874" data-original-width="988" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgWhg_BcRzvkAILV-RQLBkVT-dpukTDk2SjMeg4jPvxxuRTvwsf7WTD8WNRglDgtCiUFBX40qXSqAjoZOOwZc32BYwddtVRLVigPcpxcbkXpLPyI2jbWY22HCHqGvAW9-BqkIazTw1fzfo/s320/poster1.png" width="320" /></a></div><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; color: #1c1e21;"><p align="center" class="MsoNormal" style="line-height: 115%; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span lang="EN-IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;">UBA-SRMIST team visited at <span style="background: white; color: #1c1e21;">Vermicomposting yard on 21^st July 2020 @karsankal, Kundrathur block, Tamilnadu Government</span><o:p></o:p></span></b></p><br /></span><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjGooZuBh6Nw6MBbBv1XTx23vnGYp6SOTApCLZtebcXROfnhfEDEV4tLocIzN2g5ALU57zTloi-quEAwxQZsnsG7zNbKAN0aorjDXJ1N9sQ2KDXD1Ixtj4ZUQaHYWDexBvPDm5B2qhORw8/s682/invitation.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="682" data-original-width="650" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjGooZuBh6Nw6MBbBv1XTx23vnGYp6SOTApCLZtebcXROfnhfEDEV4tLocIzN2g5ALU57zTloi-quEAwxQZsnsG7zNbKAN0aorjDXJ1N9sQ2KDXD1Ixtj4ZUQaHYWDexBvPDm5B2qhORw8/s320/invitation.png" /></a></div></span></span></div>

ONLINE WEBINAR VERMICOMPOSTING FOR SUSTAINABLE ORGANIC FARMING & ORGANIC INTEGRATED FARMING FOR SRM ADOPTED VILLAGE COMMUNITY ON 11TH JULY 2020

Unnat Bharat Abhiyan, SRM Institute of Science and Technology (UBA-SRM IST) conducted online webinar -  VERMICOMPOSTING FOR SUSTAINABLE ORGA...

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UBA Meeting with villagers of Orathur to discuss and plan about the community issues for their better livelihood

<span style="background-color: white; color: #1c1e21; font-family: helvetica, arial, sans-serif; font-size: 14px;">A meeting with the villagers of Orathur,an UBA adopted village in Kundrathur block of Kanchipuram district to discuss and plan about the community issues for their better livelihood was held in the presence of Dr.V.Thirumurugan,Nodal officer-UBA and Associate Director (Campus life)-SRMIST on 21.07.2020 at Panchayat office .<br /><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhspt4SBbheqqe0_syi1vk9frussgqH2KgP7rhC6WNM3VIA2DccZWp_hT4y2qSWWGi1-Vm73QD63jTBEg5sl9pr0reSnyUqYm1s7W0UwnW8jCaeuBXrZuqiob8BGmUXpsKvuF3TA9arZSg/s959/ora1.jpg" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="540" data-original-width="959" height="351" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhspt4SBbheqqe0_syi1vk9frussgqH2KgP7rhC6WNM3VIA2DccZWp_hT4y2qSWWGi1-Vm73QD63jTBEg5sl9pr0reSnyUqYm1s7W0UwnW8jCaeuBXrZuqiob8BGmUXpsKvuF3TA9arZSg/w625-h351/ora1.jpg" width="625" /></a></div></span><span style="background-color: white; color: #1c1e21; font-family: helvetica, arial, sans-serif; font-size: 14px;"><br /></span><span style="background-color: white; color: #1c1e21; font-family: helvetica, arial, sans-serif; font-size: 14px;">Dr.T.Deepa,Associate Professor-ECE department , SRMIST organised the session under the guidance of nodal officer and shared ideas/methods about orga</span><span class="text_exposed_show" style="background-color: white; color: #1c1e21; display: inline; font-family: helvetica, arial, sans-serif; font-size: 14px;">nic farming,Vermicomposting,tailoring and wire bag making to improve their earning in the wake of COVID pandemic.</span><div><span class="text_exposed_show" style="background-color: white; color: #1c1e21; display: inline; font-family: helvetica, arial, sans-serif; font-size: 14px;"><br /></span></div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjolh2YlA1fLtIKmXUN1iFgdEl3NxRJybCJkvTqNsUU7pjYvtCMc8b5zggH-TSY8vptg-WfSiUbNT8y357ylke3gJ1HmIviblDdwiZtH5zbfSg6W0DJ5zPmxsXcrllpYACh7ZflaHa7MP8/s960/uba2.jpg" style="margin-left: 1em; margin-right: 1em; text-align: center;"><img border="0" data-original-height="543" data-original-width="960" height="354" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjolh2YlA1fLtIKmXUN1iFgdEl3NxRJybCJkvTqNsUU7pjYvtCMc8b5zggH-TSY8vptg-WfSiUbNT8y357ylke3gJ1HmIviblDdwiZtH5zbfSg6W0DJ5zPmxsXcrllpYACh7ZflaHa7MP8/w625-h354/uba2.jpg" width="625" /></a></div><div><span class="text_exposed_show" style="background-color: white; color: #1c1e21; display: inline; font-family: helvetica, arial, sans-serif; font-size: 14px;"><br /></span></div><div><span class="text_exposed_show" style="background-color: white; color: #1c1e21; display: inline; font-family: helvetica, arial, sans-serif; font-size: 14px;">Mr.Parthasarathy, Panchayat Secretary and 30 villagers participated.<br />The trees planted in the village earlier by UBA during previous projects were by inspected and action taken to replace the spoiled saplings.</span></div><div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhh2EagwdnSq3crOmY2U0dVlFzxpPKF6iAht1IOm6yPsD-HIMsXL68ZfA3S1WfPGIe_u-7j0yBVGntvTCWIuJEr_pNgjDynwb39ZOHWhjxgn6rp4btXSCTXC9vTB_LaBfnxj6conwIDmco/s960/uba3.jpg" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="543" data-original-width="960" height="354" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhh2EagwdnSq3crOmY2U0dVlFzxpPKF6iAht1IOm6yPsD-HIMsXL68ZfA3S1WfPGIe_u-7j0yBVGntvTCWIuJEr_pNgjDynwb39ZOHWhjxgn6rp4btXSCTXC9vTB_LaBfnxj6conwIDmco/w625-h354/uba3.jpg" width="625" /></a></div><span class="text_exposed_show" style="background-color: white; color: #1c1e21; display: inline; font-family: helvetica, arial, sans-serif; font-size: 14px;"><br />The villagers were taken round the Vermicomposting yard @karsankal,an unit of Tamilnadu Government.</span></div>

UBA Meeting with villagers of Orathur to discuss and plan about the community issues for their better livelihood

A meeting with the villagers of Orathur,an UBA adopted village in Kundrathur block of Kanchipuram district to discuss and plan about the com...

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ONLINE WEBINAR FOR SRM ADOPTED VILLAGE PEOPLE -ORGANIC GARDENING on 4th July 2020

<p class="MsoNormal" style="background: white; line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 7.1pt; margin-right: 0in; margin-top: 0in; text-align: justify; text-indent: 28.9pt;"><span lang="EN-IN" style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-IN;">Unnat Bharat Abhiyan, SRM Institute of Science and Technology(UBA-SRM IST) conducted online webinar - </span><b style="mso-bidi-font-weight: normal;"><span lang="EN-IN" style="color: red; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-IN;">ORGANIC GARDENING</span></b><span lang="EN-IN" style="color: red; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-IN;"> </span><span lang="EN-IN" style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-IN;">on 4^th July 2020 at 4pm for SRM adopted village people and various participants of Participating Institutes, UBA, and Tamil Nadu under UBA. <o:p></o:p></span></p> <p class="MsoNormal" style="background: white; line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 7.1pt; margin-right: 0in; margin-top: 0in; text-align: justify;"><span lang="EN-IN" style="background: white; color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt;">Dr.V.Thirumurugan, Associate Director, Campus Life, UBA Nodal Officer of SRM IST has started the program and he has emphasized the importance of conducting online webinar for SRM adopted village people. <o:p></o:p></span></p> <p class="MsoNormal" style="background: white; line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 7.1pt; margin-right: 0in; margin-top: 0in; text-align: justify;"><span lang="EN-IN" style="background: white; color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt;">Dr. T.Deepa, Associate Professor, ECE, SRM IST delivered the welcome address. <o:p></o:p></span></p> <p class="MsoNormal" style="background: white; line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 7.1pt; margin-right: 0in; margin-top: 0in; text-align: justify;"><span lang="EN-IN" style="background: white; color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt;">During the program she welcomed Dr.Leenus Martin, Director of Campus Life, and SRM IST, Associate Director of CL, coordinators and participants. She introduced about speaker and his experience in the Agriculture field. </span><b style="mso-bidi-font-weight: normal;"><span lang="EN-IN" style="color: #222222; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-IN;"><o:p></o:p></span></b></p> <p class="MsoNormal" style="background: white; line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 7.1pt; margin-right: 0in; margin-top: 0in; text-align: justify;"><span lang="EN-IN" style="color: #222222; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-IN;">Speaker has given speech about Organic, Terrace, Roof and Kitchen Gardening from the grassroots level.   </span><span lang="EN-IN" style="background: white; color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt;">Then the village people were actively participated and asked queries during the session. <span style="mso-spacerun: yes;"> </span></span><span lang="EN-IN" style="color: #222222; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-IN;">He has answered for all participants queries. Finally, Director of CL , SRM IST also shared his experience with some photos taken on his terrace gardening</span></p><p class="MsoNormal" style="background: white; line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;"><b style="mso-bidi-font-weight: normal;"></b></p><div class="separator" style="clear: both; text-align: center;"><b style="mso-bidi-font-weight: normal;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj9sCmgq-obQgSI6bFKNxyrLfQrbn3Ia9-Fs4q_R28ThyekFwRmbvJ1sGaRDVMvfaL1JmGxmFGxczK4D5E7RYwuqABM_3aTMPAtJwam8AJcB-Cl9rLDEsYdWQ2WQIZnR18ujRcDTahSD7U/s520/web+uba.JPG" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="520" data-original-width="477" height="500" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj9sCmgq-obQgSI6bFKNxyrLfQrbn3Ia9-Fs4q_R28ThyekFwRmbvJ1sGaRDVMvfaL1JmGxmFGxczK4D5E7RYwuqABM_3aTMPAtJwam8AJcB-Cl9rLDEsYdWQ2WQIZnR18ujRcDTahSD7U/w460-h500/web+uba.JPG" width="460" /></a></b></div><p></p><p class="MsoNormal" style="background: white; line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;"><b style="mso-bidi-font-weight: normal;"><span lang="EN-IN" style="color: #222222; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-IN;">About Speaker:</span></b><b style="text-indent: 0.5in;"><span lang="EN-IN" style="color: #222222; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-IN;">Mr. N.Madhu Balan</span></b><span lang="EN-IN" style="color: #222222; font-family: "Times New Roman", serif; font-size: 12pt; text-indent: 0.5in;"> has studied B.Sc (Agri) in Tamil Nadu Agricultural University, Coimbatore 1979-1983. He joined from service in August 2016, putting 33 years of service. During Govt service He had experience in Agmark marketing for 5 years, agriculture field officer for more than 25 years and quality control officer for 5 years.</span></p> <p class="MsoNormal" style="background: white; line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;"><span lang="EN-IN" style="color: #222222; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-IN;">During his service, he has contacted as many as possible number of farmers and visited their fields to know their field experiences of farmers and studied the practical difficulties faced by them. Then He decided to render my wholehearted service to those to create awareness about the latest technologies invented by researchers. Moreover, his experience in field diverted towards insight of organic farming understanding the drawbacks of usage of chemical fertilizers and pesticides to the field.<o:p></o:p></span></p> <p class="MsoNormal" style="background: white; line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;"><span lang="EN-IN" style="color: #222222; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-IN;">Moreover, he has found a number of educated youngsters want to turn their head towards agriculture in a motive to improvise the traditional ways of their old generation always complaining loss in crop cultivation. Since He showed an interest in computer which gave an idea of creating a web site naming as <b style="mso-bidi-font-weight: normal;">“VIVASAYAM KARKALAM”</b> which means let us learn agriculture. He started this in 2012 and slowly group of people started to show their interest in this website and now the numbers have increased to 20,000 members. He used to give ways and means of agricultural technology in simple local language which created a great impact among farming community. Through this web site he is able to reach thousands of them every day very easily. They use to share their experiences, problems and agriculture prospects and production of quality agricultural produce and also export opportunities. <o:p></o:p></span></p> <p class="MsoNormal" style="background: white; line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;"><span lang="EN-IN" style="color: #222222; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-IN;">Moreover, His agriculture articles were published in newspapers and agriculture book publications. He was invited by FM radio station to give speech about the preparation of organic solutions to kick the pest and diseases of crops in a healthy manner for He has received good welcome among the listeners and He has released a compact disc as requested by them. He has given speeches in farmers meetings, teacher’s gatherings, fertilizer dealers about multifarious field technologies.  He has owned terrace garden and give my experiences in radio about terrace gardening for the benefit of urban publics making them also involved in agriculture. He was invited by <b style="mso-bidi-font-weight: normal;">Podhigai Television</b> and also honoured in <b style="mso-bidi-font-weight: normal;">PUDIYADOR ULAGU SEIVOM</b>. <o:p></o:p></span></p> <p class="MsoNormal" style="background: white; line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;"><span lang="EN-IN"><a href="https://www.facebook.com/vivasayamkarkalam/" target="_blank"><span style="background: white; color: #1155cc; font-family: "Arial","sans-serif";">https://www.facebook.com/vivasayamkarkalam/</span></a></span><span lang="EN-IN" style="color: #222222; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-IN;"><o:p></o:p></span></p> <p class="MsoNormal" style="background: white; line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;"><span lang="EN-IN" style="color: #222222; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-IN;"><o:p> </o:p></span></p><br />

ONLINE WEBINAR FOR SRM ADOPTED VILLAGE PEOPLE -ORGANIC GARDENING on 4th July 2020

Unnat Bharat Abhiyan, SRM Institute of Science and Technology(UBA-SRM IST) conducted online webinar - ORGANIC GARDENING on 4 th July 2020 ...

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